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Our business, is to know exactly what your business needs.


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About CFI Fitness Finance

CFI Fitness Finance is a specialist funder to the fitness industry.  This means that our business is to know exactly what your business needs.

Our directors started the business in 2014 with a vision to improve the finance options available to Australian small businesses, so that the fitness sector can continue to thrive.

We know that as a business owner you don’t need any added stress, so our excellent customer service and hassle free application process were made with you in mind.

What can we fund?

New or Used Equipment

CFI Fitness Finance can finance the equipment you need to get your gym up and running. We can finance equipment from any supplier within Australia, and can offer different finance solutions to fit your requirements.

Gym Fitout and Refurbishment

Whether it is the initial fitout of your franchise location, or a much needed refurbishment, CFI Fitness Finance can provide funding so that you can retain your capital for business growth and promotional activities.

Buying an Existing Fitness Business

CFI Fitness Finance can even help if you are looking to purchase an already established and operating fitness business in Australia.

Benefits of CFI Fitness Finance


We offer competitive rates with simple, manageable and low weekly repayments.


Enjoy the flexibility to choose your term, from 12 months to 5 years, as well as end of term options that suit you.


Apply online and in most cases we can have you pre-approved within 24 hours.


Weekly repayments can be considered an operating expense of the business, just like wages or rent.


Save your hard earned capital for marketing and growing your business, don’t waste it on depreciating assets.


There is no need to put your house on the line, in most cases our security is the equipment.

Get finance today with fast approvals!

The Process

1. Source the assets from your preferred Australian supplier

2. Apply online with CFI Fitness Finance

3. Choose from one of our industry tailored finance solutions

4. Sign the contract and we pay your supplier

Client Testimonials

“As an accredited franchise CFI Fitness Finance offers a pre-approved finance solution to our new and existing Plus Fitness franchisees and as a result, have helped us expand our business nationally. There is no doubt that James, Dan and their team have helped many of the Plus Fitness franchisees start their dream to become business owners. When it comes to financing a franchise, CFI Fitness Finance is a highly skilled and professional team offering a simple application process and a full suite of finance products to suit our franchisees needs ranging from new start-ups to refurbishments.”
Samra Tripodi
Chief Financial Officer, Plus Fitness
"All the staff have been great. From my first inquiry right through to contracts being finalised the process was smooth and effortless. I look forward to continued business with CFI Fitness Finance over the coming years. Thankyou."
Dean Webb
Franchisee, F45 Training Casuarina
"I was really impressed with how efficient your team was through the entire process. Accessible, friendly, professional and efficient- a great experience. Well done and keep up the great work!"
Joel Pearce
Multi-Unit Franchisee, F45 Training Thornbury & Watergardens
"CFI Fitness Finance did everything in their power to assist right through the process from application to payment. Everyone within the group with assigned roles in the process, carried the same quality of service along the line. Will definitely be using your group again, if the need arises. Many thanks."
Steve Schiavone
Multi-Unit Franchisee, Plus Fitness Mona Vale & Ballina

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Frequently Asked Questions


How Do I Apply?

Simply complete our easy online application form.

How Soon Can My Finance Be Arranged?

CFI Fitness Finance can generally give pre-approval within 24 hours of receiving your application.

What Can I Fund With Fitness Finance Australia?

CFI Fitness Finance can provide either asset finance or business loans for any stage of your business cycle. This may be equipment or fitout for a new or existing business, funding the purchase of an existing business or funds for the growth and cashflow of your business.

If you are unsure, just give us a call and tell us what your requirements are.


How Do I Pay The Contract Repayments?

Your finance contracts will include a Direct Debit Authority. Completing this allows the electronic transfer of your contract repayments from your nominated bank account to CFI Fitness Finance.

How Do I Change The Bank Account That The Direct Debits Come From?

You will need to complete a new Direct Debit Authority. Please contact us on 1300 659 676 and we will issue a new direct debit authority for electronic signing.


Who Maintains My Equipment?

Ongoing service, maintenance and repair of the equipment in the contract is your responsibility. Don’t forget that all new equipment comes with a manufacturers warranty for a minimum of 12 months.

Who Do I Call If My Equipment Breaks Down?

In the first instance, you will need to get in contact with the equipment supplier. Check whether the warranty is still valid also. If your equipment supplier is unable to assist, please contact our team and we can aid in referring you to a repairer.


What Do I Do At The End Of My Contract Term?

If your contract is an operating lease or a rental agreement, CFI Fitness Finance will email you about one month before the end of your contract term to provide you with the options available to you.

If your contract is a chattel mortgage or business loan, then your agreement will simply terminate at the end of the contract term.

If you would like to discuss your options sooner, please call our friendly Customer Service team on 1300 659 676.

I Have Lost My Finance Contract, How Do I Get Another Copy?

Not to worry, simply call our friendly Customer Service Team on 1300 659 676 and they can assist you in this matter.

Can I Make Additional Repayments On My Finance Contract?

Yes you can, but keep in mind equipment finance is a little different to say your home loan. Making extra repayments does not mean your weekly repayment reduces, it simply means your contract balance will be in credit and your contract can end earlier than the full term.

Fitness Finance is a leading provider of fitness franchise finance and loans, gym equipment leasing and financing and Off Balance Sheet solution to lease commercial fitness equipment.

Talk with a CFI Fitness Finance team member today!